Quick update -
Managed to get quotes down to 2.2K however, this is when I turn 19 ( in a month so calling Admiral about that tomorrow ) and also with me not listing my crash - 2 named drivers with employed jobs also lowered it by 700 pounds.
However, after speaking to the person I crashed into, she did report it to her insurance company and said we were going private. Does this mean it's on the shared database and I still need to report it?
Thanks,